7 Finance Blogs For 20 Somethings & Young Professionals

Even young people have to take their financial health very seriously. Many decisions with lifelong consequences happen early in life, such as accepting student debt, buying a first home, or planning for a family. 

Personal finance can be confusing, but there are many resources out there to help you—even if you’re just starting your adult life. One resource you can turn to is blogs. Many financial experts are managing blogs where you can find new advice every week.

In this guide, you’re going to be introduced to 8 blogs that can help you take control of your financial future.  

• The College Investor
• Money under 30
• 20-Something Finance
• Financial Samurai
• Three Thrifty Guys
• Money After Graduation
• NerdWallet

The College Investor

The college investor is a blog that’s focused on helping you escape college debt. It does this by introducing you to some of the first ways that you can start building real wealth.

For that reason, many of the articles focus on how to carefully choose student loans, how to generate income while you’re still studying, and how to understand taxes. 

There is also a heavy focus on the financial services that are available to young people, including trading apps and investment plans. Long, thorough reviews cover these services, so you know what to expect from them. 

Sample titles:

• How To Pay Off $10,000 Of Debt In One Year
• Prepaid Tuition Plans | What To Know
• An Overview of Parent Loans to Help Pay for College

Read the blog: https://thecollegeinvestor.com/

Money under 30

Money under 30 is a personal finance blog started by David Weliver—who dug himself out of $80,000 in debt and started a site dedicated to helping other young people do the same thing.

The site now hosts many different writers from different backgrounds who keep content updates coming daily. The updates cover nearly everything a young adult might need to know or consider. You’ll learn about student loans, how to manage credit cards, and how to begin with investing.

Sample titles:

• When Mortgage Rates Are Low, It’s Always A Good Idea To Refinance, Right? Not Necessarily.
• 7 Easy Ways To Start Investing With Little Money
• What does a Realistic Budget Look Like? 

Read the blog: https://www.moneyunder30.com/

20-Something Finance

20-Something Finance is another blog that was inspired by a youth burdened by debt. G.E Miller, the author, went from having zero savings and mountains of debt to financial independence in the space of a few years after graduation.

That journey, and the lessons that followed it, are recorded here. By now, the blog has been around for 11 years. While young adulthood finance is still the focus, the content of the blog has expanded to cover topics that are relevant to older users, as well. 

Sample titles:

• Should you Get Rid of your Financial Advisor (& Become your Own)?
• 4 Health Insurance Options for the Newly Unemployed or Uninsured
• When to Refinance a Mortgage

Read the blog: https://20somethingfinance.com/

Financial Samurai

The Financial Samurai blog got its start during the financial crisis of 2009. The author started the blog to make sense of the crash, and begin the process of digging upward. The journey to financial independence is documented in the early posts, and now the topics have expanded quite a bit.

The blog now covers all types of financial topics, from building passive income to managing real estate investments. Young people may appreciate the spicier tone of this blog, compared to other financial blogs. The topics are focused on the U.S. for the most part, but anyone who intends to invest there may benefit. 

Sample titles:

• 401k Savings By Age: How Much Should You Save For Retirement
• Ranking The Best Passive Income Investments
• Why Real Estate Will Always Be More Desirable Than Stocks

Read the blog: https://www.financialsamurai.com/

Three Thrifty Guys

Three Thrifty Guys is a financial blog that focuses on the development of frugal habits. It’s run by three different authors who bring a different perspective to the topics. Their focuses are (respectively) frugal practices, financial planning, and debt recovery.

The advice in the blog is highly applicable to young adulthood because it focuses on spending as little as possible. Topics on the site cover questions like which discount retailers offer the best deals and whether the buying used or new cars is a superior option.

In addition to these questions, the blog covers a wide range of other financial topics. These include the value of different types of insurance, and how to get through the ongoing coronavirus crisis.

Sample titles:

• Should You Buy or Rent Your Next Home?
• Are Home Warranties Worth It?
• Who is hiring during Coronavirus? List of companies creating over 500,000 new jobs

Read the blog: https://www.threethriftyguys.com/

Money After Graduation

Money after Graduation bills itself as an online financial literacy source. It’s a highly-active blog that covers stocks, retirement, and the tools that you can use to manage money more effectively.

Unlike some of the other blogs on this list, this one is more focused on wealth building than saving. The topics featured on the blog tend to focus on how to invest, what pitfalls to watch out for when looking for easy money, and how to calculate what you need to earn to pay off all your debt. 

Sample titles:

• I’m a Financial Expert and I Fell For a CRA Scam
• Everything You Need to Know About The 50-30-20 Budget Rule
• My Ph.D. Helped Me Pay Off $60K Of Student Loan Debt

Read the blog: https://moneyaftergraduation.com/

NerdWallet

Nerdwallet is one of the biggest financial websites out there, and it hosts a blog that covers credit cards, investing, insurance, loans, savings, and a lot more.

The content on Nerdwallet is far more formal than most blogs. Most of the articles read more like guides than something that came off the top of someone’s head. 

Sample titles:

• These refinancing lenders can help you pay off student loans quickly
• Best Travel Credit Cards
• How to Apply for a Credit Card So You’ll Get Approved

Read the blog: https://www.nerdwallet.com/