Category: budgets

Free budget planner Here’s a free tool that helps you get started with budgeting, but don’t get down if you don’t know the exact numbers. Try to get in the ball park now and fix the numbers as you gain experience with your spending and expenses. It’s always OK to change the budget and be […]

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You can also use the calculator in full screen. Free budget calculator This is a great place to get started visualizing and understanding your monthly budget. It isn’t important to make the most complete or the best budget possible the first time out. It’s critical to just get started. Getting started with budgeting We have […]

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Table of contents Personal monthly budget template If you’re new to budgeting Know your WHY Build your budgeting skills Income projection Understanding banks and accounts Expense projection Using tools Be realistic Set some easy early goals Adapt and survive Budget tips for veterans Passive barriers Talking to your partner Automation Values and goals Annual budget […]

What is budgeting? Budgeting is different from accounting. Accounting is registering what happened with money. Budgeting is understanding your priorities and values and assigning your money to those before you spend it. Figuring your values and priorities is usually a worthy exercise, but looking at what you’re actually spending towards them is highly enlightening and […]

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  This is a simple budgeting concept intended to provide maximum simplicity and minimal uncertainty especially for those new to budgeting or renewing a commitment to taking care of their personal finances. These numbers serve as rules of thumb that can help you get started budgeting. 50/30 for needs and wants are maximum numbers. Ideally […]