Category: budgets
Budgeting 101: The Complete Guide to Personal Budgets in 2020 Creating a personal budget is one of the simplest and most effective ways to control your financial future. If you are experiencing financial strain, or just want the relief of knowing that you have a plan, a personal budget could be the answer. In this […]
Personal Finance: Your Ultimate Guide to Financial Planning in 2020 Taking control of your personal finances is one of the most freeing feelings in the world. When you have plans in place to handle your bills, grow your savings, and prepare for retirement, you can feel true peace of mind. In this personal finance guide, […]

The Millennial’s Guide to Personal Expenses in 2020 Personal expense management will become an important part of your life as you get older. If you want a healthy financial future, you need to know what these expenses are. Not only that, but you also need to know why you must correctly calculate them when taking […]

You don’t need software to budget or invest, but it can sure help. We’ve tried, tested, and considered all sorts of apps for budgeting and personal finance. We want to provide you with our recommendations for the best in class options for all types of needs. Best free budget apps Mint Mint is really by […]

DOWNLOAD GOOGLE TEMPLATE DOWNLOAD EXCEL TEMPLATE Do you ever wonder where your money goes each month? A household budget will allow you to tell your money where you want it to go, making it one of the most effective financial tools available. Even still, only 41% of Americans use a budget. Regardless of your income, […]

As parents, you are responsible for the upbringing of your children. You influence their behavior, their interests, their decisions, and so much more. Yet, one area that often gets overlooked is teaching your kids about money. The truth is your kids will learn to manage money from someone. That could be intentional lessons you provide […]

Free budget planner Here’s a free tool that helps you get started with budgeting, but don’t get down if you don’t know the exact numbers. Try to get in the ball park now and fix the numbers as you gain experience with your spending and expenses. It’s always OK to change the budget and be […]

What is budgeting? Budgeting is different from accounting. Accounting is registering what happened with money. Budgeting is understanding your priorities and values and assigning your money to those before you spend it. Figuring your values and priorities is usually a worthy exercise. Looking at what you’re actually spending towards them is highly enlightening and can […]