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As parents, you are responsible for the upbringing of your children. You influence their behavior, their interests, their decisions, and so much more. Yet, one area that often gets overlooked is teaching your kids about money. The truth is your kids will learn to manage money from someone. That could be intentional lessons you provide […]

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Simple savings calculator You can experiment with savings goals and timing using our simplified interactive calculator. Over time, the US stock market has returned 6-7%. Completely “risk-free” returns as of this writing are between 2.5-3% for 1-5 year CDs and bonds. These interest rates should give you some idea what to try for your savings […]

Free budget planner Here’s a free tool that helps you get started with budgeting, but don’t get down if you don’t know the exact numbers. Try to get in the ball park now and fix the numbers as you gain experience with your spending and expenses. It’s always OK to change the budget and be […]

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You can also use the calculator in full screen. Free budget calculator This is a great place to get started visualizing and understanding your monthly budget. It isn’t important to make the most complete or the best budget possible the first time out. It’s critical to just get started. Getting started with budgeting We have […]

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Table of contents Personal monthly budget template If you’re new to budgeting Know your WHY Build your budgeting skills Income projection Understanding banks and accounts Expense projection Using tools Be realistic Set some easy early goals Adapt and survive Budget tips for veterans Passive barriers Talking to your partner Automation Values and goals Annual budget […]

The short currency hedge consideration.

Here we examine the pros and cons of paying it off early.

How to pay off the mortgage sooner in our first episode considering the question.

This is a rerun of an older episode. An interesting review of an interesting book on how to think about money from a WSJ financial.

Read books above your level. How to change your life with books.