Personal Finance: Your Ultimate Guide to Financial Planning in 2020

By Robert

Personal Finance: Your Ultimate Guide to Financial Planning in 2020 Taking control of your personal finances is one of the most freeing feelings in the world. When you have plans in place to handle your bills, grow your savings, and prepare for retirement, you can feel true peace of mind.  In this personal finance guide, […]

The Millennial’s Guide to Personal Expenses in 2020 Personal expense management will become an important part of your life as you get older. If you want a healthy financial future, you need to know what these expenses are. Not only that, but you also need to know why you must correctly calculate them when taking […]

You don’t need software to budget or invest, but it can sure help. We’ve tried, tested, and considered all sorts of apps for budgeting and personal finance. We want to provide you with our recommendations for the best in class options for all types of needs. Best free budget apps Mint Mint is really by […]

coins in jar

You can also use the calculator in full screen. You can use the calculator above to answer the question “how long will my money last” with systematic withdrawals. It will work for inheritance windfall or insurance as well as retirement savings in terms of how the withdraws will impact the total, but there are many […]

Subscribe to our newsletter for updates

coin stacks

DOWNLOAD GOOGLE TEMPLATE DOWNLOAD EXCEL TEMPLATE Do you ever wonder where your money goes each month? A household budget will allow you to tell your money where you want it to go, making it one of the most effective financial tools available. Even still, only 41% of Americans use a budget.  Regardless of your income, […]

veteran tips

Using an Excel spreadsheet may seem a little old-fashioned, but it is still one of the best tools in helping you make – and stick with – a budget. The Excel budget template takes something that can appear intimidating at first, and makes it simple for anyone to get started. Because getting started is often […]

computer budget coffee shop

Google Sheets is a great way to share any spreadsheet, but it shines for a budget spreadsheet. You can share it, copy it, and improve it. You can use an off the shelf budget template or you can do your own monthly budget. Best of all, Google Sheets is free for anyone to use and […]

boy on beach sitting on soccer ball

As parents, you are responsible for the upbringing of your children. You influence their behavior, their interests, their decisions, and so much more. Yet, one area that often gets overlooked is teaching your kids about money. The truth is your kids will learn to manage money from someone. That could be intentional lessons you provide […]

tools

Simple savings calculator You can experiment with savings goals and timing using our simplified interactive calculator. Over time, the US stock market has returned 6-7%. Completely “risk-free” returns as of this writing are between 2.5-3% for 1-5 year CDs and bonds. These interest rates should give you some idea what to try for your savings […]

couple at table

Free budget planner Here’s a free tool that helps you get started with budgeting, but don’t get down if you don’t know the exact numbers. Try to get in the ball park now and fix the numbers as you gain experience with your spending and expenses. It’s always OK to change the budget and be […]