Author: robert

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why -- mountains kid father

Table of contents Personal monthly budget template If you’re new to budgeting Know your WHY Build your budgeting skills Income projection Understanding banks and accounts Expense projection Using tools Be realistic Set some easy early goals Adapt and survive Budget tips for veterans Passive barriers Talking to your partner Automation Values and goals Annual budget […]

What is budgeting? Budgeting is different from accounting. Accounting is registering what happened with money. Budgeting is understanding your priorities and values and assigning your money to those before you spend it. Figuring your values and priorities is usually a worthy exercise, but looking at what you’re actually spending towards them is highly enlightening and […]

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You can open the Google Sheets budget template we created and make a copy to use yourself. This template is flexible and can be used with a variety of styles of budgeting. We tend to prefer starting with zero-based budgeting, but we don’t think it’s necessarily the best form of budget to carry forever. The […]

fire -- simple

  This is a simple budgeting concept intended to provide maximum simplicity and minimal uncertainty especially for those new to budgeting or renewing a commitment to taking care of their personal finances. These numbers serve as rules of thumb that can help you get started budgeting. 50/30 for needs and wants are maximum numbers. Ideally […]

An interesting review of an interesting book on how to think about money from a WSJ financial writer. https://www.physicianonfire.com/how-to-think-about-money/

What can you learn from buying a boat? https://www.whitecoatinvestor.com/10-lessons-learned-buying-a-wakeboat/

We learn from a good story in minimalism and intentionality from a serial mover. https://makingitrain.ca/2018/02/19/i-lived-in-a-half-empty-apartment-for-months-and-i-am-so-glad-i-did/comment-page-1/#comment-240

If you are a good student or poor student in high school should that change how you consider college? https://www.kitces.com/blog/benefits-of-attending-college-signaling-theory-bryan-caplan-case-against-education/

A man conquered the American West before anyone from the West had laid eyes on terrain beyond St. Louis. What conquered Meriwether Lewis? https://www.fiintrovert.com/2018/02/21/what-killed-meriwether-lewis/