Author: Robert

6 Best Savings Account For Kids in 2020 It’s never too early to learn good financial habits. If you want to instill them in your children, you can start by setting up a savings account.  A savings account will give your child their first chance to start building toward real wealth. It will help them […]

7 Finance Blogs For 20 Somethings & Young Professionals Even young people have to take their financial health very seriously. Many decisions with lifelong consequences happen early in life, such as accepting student debt, buying a first home, or planning for a family.  Personal finance can be confusing, but there are many resources out there […]

Budgeting 101: The Complete Guide to Personal Budgets in 2020 Creating a personal budget is one of the simplest and most effective ways to control your financial future. If you are experiencing financial strain, or just want the relief of knowing that you have a plan, a personal budget could be the answer. In this […]

Personal Finance: Your Ultimate Guide to Financial Planning in 2020 Taking control of your personal finances is one of the most freeing feelings in the world. When you have plans in place to handle your bills, grow your savings, and prepare for retirement, you can feel true peace of mind.  In this personal finance guide, […]

The Millennial’s Guide to Personal Expenses in 2020 Personal expense management will become an important part of your life as you get older. If you want a healthy financial future, you need to know what these expenses are. Not only that, but you also need to know why you must correctly calculate them when taking […]

You don’t need software to budget or invest, but it can sure help. We’ve tried, tested, and considered all sorts of apps for budgeting and personal finance. We want to provide you with our recommendations for the best in class options for all types of needs. Best free budget apps Mint Mint is really by […]

coins in jar

You can also use the calculator in full screen. You can use the calculator above to answer the question “how long will my money last” with systematic withdrawals. It will work for inheritance windfall or insurance as well as retirement savings in terms of how the withdraws will impact the total, but there are many […]

coin stacks

DOWNLOAD GOOGLE TEMPLATE DOWNLOAD EXCEL TEMPLATE Do you ever wonder where your money goes each month? A household budget will allow you to tell your money where you want it to go, making it one of the most effective financial tools available. Even still, only 41% of Americans use a budget.  Regardless of your income, […]

veteran tips

Using an Excel spreadsheet may seem a little old-fashioned, but it is still one of the best tools in helping you make – and stick with – a budget. The Excel budget template takes something that can appear intimidating at first, and makes it simple for anyone to get started. Because getting started is often […]

computer budget coffee shop

Google Sheets is a great way to share any spreadsheet, but it shines for a budget spreadsheet. You can share it, copy it, and improve it. You can use an off the shelf budget template or you can do your own monthly budget. Best of all, Google Sheets is free for anyone to use and […]