Month: December 2018

Simple savings calculator You can experiment with savings goals and timing using our simplified calculator. Over time, the US stock market has returned 6-7%. Completely “risk-free” returns as of this writing are between 2.5-3% for 1-5 year CDs and bonds. These interest rates should give you some idea what to try for your savings goals. […]

Free budget planner Here’s a free tool that helps you get started with budgeting, but don’t get down if you don’t know the exact numbers. Try to get in the ball park now and fix the numbers as you gain experience with your spending and expenses. It’s always OK to change the budget and be […]