Month: April 2018

What is budgeting? Budgeting is different from accounting. Accounting is registering what happened with money. Budgeting is understanding your priorities and values and assigning your money to those before you spend it. Figuring your values and priorities is usually a worthy exercise, but looking at what you’re actually spending towards them is highly enlightening and […]

screenshot of template budget google sheets

You can open the Google Sheets budget template we created and make a copy to use yourself. This template is flexible and can be used with a variety of styles of budgeting. We tend to prefer starting with zero-based budgeting, but we don’t think it’s necessarily the best form of budget to carry forever. The […]

fire -- simple

  This is a simple budgeting concept intended to provide maximum simplicity and minimal uncertainty especially for those new to budgeting or renewing a commitment to taking care of their personal finances. These numbers serve as rules of thumb that can help you get started budgeting. 50/30 for needs and wants are maximum numbers. Ideally […]

An interesting review of an interesting book on how to think about money from a WSJ financial writer. https://www.physicianonfire.com/how-to-think-about-money/

What can you learn from buying a boat? https://www.whitecoatinvestor.com/10-lessons-learned-buying-a-wakeboat/

We learn from a good story in minimalism and intentionality from a serial mover. https://makingitrain.ca/2018/02/19/i-lived-in-a-half-empty-apartment-for-months-and-i-am-so-glad-i-did/comment-page-1/#comment-240

If you are a good student or poor student in high school should that change how you consider college? https://www.kitces.com/blog/benefits-of-attending-college-signaling-theory-bryan-caplan-case-against-education/

A man conquered the American West before anyone from the West had laid eyes on terrain beyond St. Louis. What conquered Meriwether Lewis? https://www.fiintrovert.com/2018/02/21/what-killed-meriwether-lewis/

How would your behavior at work change if you thought of your career the way an investor thinks about a rental property? https://esimoney.com/paradox-careers-impact-financial-independence

Should you carry cash for when opportunity strikes? http://retireby40.org/how-to-build-your-opportunity-fund/#comment-181594