Gain total control of your financial future.

SIGN UP
Budget template
why -- mountains kid father

Free monthly budget template for Excel and Google Sheets

Table of contents Personal monthly budget template If you’re new to budgeting Know your WHY Build your budgeting skills Income projection Understanding banks and accounts Expense projection Using tools Be realistic Set some easy early goals Adapt and survive Budget tips for veterans Passive barriers Talking to your partner Automation Values and goals Annual budget […]

Robert Graham
Monte Carlo

A simple retirement Monte Carlo simulation Excel template

If you’re not sure what Monte Carlo is, please checkout our explanation in part one. Otherwise, please proceed after downloading the simple Excel template this article explains.   This model is intended more as a vehicle for understanding the ins and outs of how it works and less as a ready made retirement calculator. Please […]

Robert Graham
Monte Carlo

What is a Monte Carlo simulation?

We want to offer a conceptual understanding here of Monte Carlo simulations so that you know why someone might use them and how you should feel about them when receiving decision making advice based on this type of model. Why should you care about Monte Carlo simulations? If you’re involved in finance, retirement planning, project […]

Robert Graham
Budget template
why -- mountains kid father

Free monthly budget template for Excel and Google Sheets

Table of contents Personal monthly budget template If you’re new to budgeting Know your WHY Build your budgeting skills Income projection Understanding banks and accounts Expense projection Using tools Be realistic Set some easy early goals Adapt and survive Budget tips for veterans Passive barriers Talking to your partner Automation Values and goals Annual budget […]

Robert Graham
Budget Template
screenshot of template budget google sheets

Google Sheets budget template

You can open the Google Sheets budget template we created and make a copy to use yourself. This template is flexible and can be used with a variety of styles of budgeting. We tend to prefer starting with zero-based budgeting, but we don’t think it’s necessarily the best form of budget to carry forever. The […]

Robert Graham
Monte Carlo

A simple retirement Monte Carlo simulation Excel template

If you’re not sure what Monte Carlo is, please checkout our explanation in part one. Otherwise, please proceed after downloading the simple Excel template this article explains.   This model is intended more as a vehicle for understanding the ins and outs of how it works and less as a ready made retirement calculator. Please […]

Robert Graham
Monte Carlo

What is a Monte Carlo simulation?

We want to offer a conceptual understanding here of Monte Carlo simulations so that you know why someone might use them and how you should feel about them when receiving decision making advice based on this type of model. Why should you care about Monte Carlo simulations? If you’re involved in finance, retirement planning, project […]

Robert Graham